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Protect your business.
Business protection is an insurance contract that helps protect a business from the financial effects of key people being diagnosed with a critical illness or dying. Business protection is available for partnerships (including limited liability partnerships), shareholders, sole traders and key employees.
Relevant Life
Relevant life insurance provides death in service benefit for employees, giving peace of mind to both employees and their beneficiaries.
Keyman
Keyman is a type of life insurance that provides financial support to an organization in the event of the death or critical illness of a key member. This coverage can help the organization to recover from the loss of a valuable employee and continue to operate smoothly. It is an important investment for any business that relies heavily on the expertise and contributions of a few key individuals.
Shareholders Protection
When it comes to protecting your business, having the right policy in place can make all the difference. In the unfortunate event of a shareholder or partner passing away or being diagnosed with a serious illness, having the proper protections can help remaining owners or partners maintain control of their organization. Don't leave the future of your business to chance - ensure that you have the necessary policies in place to safeguard your company's success.
Learn more about business protection insurance here
When it comes to protecting your business, having the right policy in place can make all the difference. In the unfortunate event of a shareholder or partner passing away or being diagnosed with a serious illness, having the proper protections can help remaining owners or partners maintain control of their organization. Don't leave the future of your business to chance - ensure that you have the necessary policies in place to safeguard your company's success.
Executive Income Protection
Business owners and directors who become too ill to work may not be eligible for sick pay, unlike their employees. However, there is an option to obtain a monthly infusion of funds through an insurance policy that can help make up for lost income. This cover can provide financial stability for the organization during a difficult time.
Plus, other areas..
I also offer FREE clinic sessions for company employees. Usually agreed via company HR, an email is sent to all staff informing them that an insurance advisor is coming to the company on a fixed date. This enables individual employees to book time and discuss their own personal and family protection needs.
Business Loan Protection
Business loan protection is essential in case of an owner's death, as lenders may demand outstanding loan balances on short notice. It provides a lump sum to cover these payments and safeguard the organization's future.
52% of the UK’s small business think they would cease trading within 1 year of losing a key person.
51% of businesses have some form of debt, the average amount being £176,000, yet only 20% of these had insurance as security.
47% of businesses have no specific arrangements in place regarding shares if a shareholder died.
*Source: legal and general business protection state of the nation SME report 2019